FOREWORD

The 21st Century economy has been anything but certain so far. Consumers are dug into trenches, preparing to hold off the onslaught of gas prices, inflation, monetary instability, housing devaluation and job worries.
     For the small business owner, arguably the most vital part of the American economy, you can add healthcare costs to the aforementioned list of concerns. While America continues to enjoy the highest quality of healthcare delivery in the world, paying for it is another matter entirely.
     That said, there are some steps business folks can take to rein in that particular expenditure that is wreaking havoc with bottom lines everywhere. It's time to take back control of this issue and put it in the hands of the consumers who utilize our medical resources.
     W. Adam Clatsoff has fashioned a blueprint for Florida's small business owners to follow. This easy-to-read book gives you some insider knowledge that can help you generate tremendous savings in the financing of one's future healthcare needs. The tips in this volume can mean the difference between survival or not in this uncertain world. So - you want to do something about your high healthcare costs? Stop blaming doctors, hospitals, insurance companies, malpractice attorneys and the government for skyrocketing healthcare premiums. Raging against the machine may make you feel momentarily better, but it does not solve the long-term problem. This book can be your action plan to implement a better solution.
     It will take less than two hours to read this, but the simple advice Mr. Clatsoff provides for you can last you a lifetime. Seize the moment!
Jeff Sadler

[Jeff Sadler has been an underwriter since his graduation from the University of Vermont in 1975. He is a past winner of the Stanley Greenspun Health Insurance Person of the Year Award and the NAHU Distinguished Service Award. He currently works for the Tri-State DI Center.]